iDEAL 2.0: What's changing and how can you customize your checkout?

From the end of February 2025, iDEAL, the most widely used online payment method in the Netherlands, will make a major change. This update is an initiative of Currence, the provider of iDEAL, and will affect how bank selection (issuers) is performed during checkout. This is an important step toward the new iDEAL 2.0 standard, which is designed to make online payments smoother and more user-friendly. Below we explain exactly what iDEAL 2.0 means, what is changing and how Vicus can support you in this process.

iDEAL 2.0 is the latest version of the payment platform designed to improve the payment experience and introduce new features. With iDEAL 2.0, processes are streamlined and technologies are modernized to better meet the needs of consumers and businesses. The main changes in iDEAL 2.0 are.

What is iDEAL 2.0?

• Improved user experience: Customers can pay easier and faster thanks to a revamped flow.
• Flexibility for new payment methods: iDEAL 2.0 enables integration with future innovations.
• More efficient processing: Technological updates make transactions more reliable and secure.

With these changes, iDEAL is committed to future-proof payment solutions that meet the growing demands of both consumers and merchants.

Specifically, what will change for your checkout?

The introduction of iDEAL 2.0 changes the way customers select their bank during the payment process. These changes have direct consequences for your webshop:

1. Ending bank selection in checkout From February 2025, customers will no longer be allowed to pre-select their bank in your checkout. Instead, the selection will take place directly on the iDEAL payment page.
2. Adaptation of your system The list of banks (issuers) must be completely removed from your checkout. This means that the integration of iDEAL in your webshop needs to be updated.

Why these changes?

The changes are necessary to support the new processes and capabilities of iDEAL 2.0. By moving the bank choice to the iDEAL payment page, the payment process becomes more efficient and uniform. This offers benefits not only to consumers, but also to businesses that benefit from more streamlined integration and better conversion.

What does the new iDEAL 2.0 flow look like?

How can Vicus help you?

At Vicus, we understand that technical changes like this take time and expertise. As a certified Magento and Vtiger partner and specialist in e-commerce and payment solutions, we ensure that your system is fully compliant with the new requirements of iDEAL 2.0.

Our services include:

• Technical adjustment of your checkout: We remove the issuer list and adjust the payment flow according to the new standards.
• Seamless integration: We ensure that iDEAL 2.0 is correctly integrated into your webshop or application.
• Testing and optimization: We test the new payment flow extensively to ensure a smooth experience for your customers.

Be on time

The deadline for these updates is the end of February 2025. It is essential to update your checkout on time to ensure continuity of payments. Don't wait until the last minute and avoid potential disruptions in your payment process.

Contact Vicus today. Our experts are ready to future-proof your webshop with iDEAL 2.0!

Get in touch and find out how we can support you.